It is my intent as a participant or player competing and participating in FINS SWIMMING a Maryland corporation (“FINS”) sanctioned activities (including training, practices, meets, lessons, etc.), while participating during activities including any pre-game or post-game activities at FINS that I acknowledge, appreciate, and agree to the following: I acknowledge that I am aware that there are risks to me of exposure to directly or indirectly arising out of, contributed to, by, or resulting from: An outbreak of any and all communicable disease, including but not limited to, the virus “severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2)”, Middle East Respiratory Syndrome (“MERS”), influenza, and COVID-19. While particular rules and personal discipline may reduce this risk, the risk of serious illness and death does exist, and cannot be entirely eliminated; and, I KNOWINGLY AND FREELY ASSUME ALL SUCH RISKS, both known and unknown, EVEN IF ARISING FROM THE NEGLIGENCE OF THE RELEASEES, or others, and assume full responsibility for my participation in the Activities; and, I willingly agree to comply with guidelines adopted by FINS for participation as it pertains to protection against infectious diseases. If, however, I observe any unusual or significant hazard during my presence or participation, I will remove myself from participation and bring such to the attention of the nearest official immediately; and, In consideration of having the opportunity to participate as either a team member or competitor at OLD FARM SWIM AND PADDLE TENNIS CLUB or GEORGETOWN PREP SCHOOL, and in acknowledging that I am aware of and willing to assume the risks associated with this activity, I hereby voluntarily agree to waive, hold harmless and indemnify FINS and its trustees, agents, volunteers and employees from any and all claims, demands, damages and causes of action of any nature whatsoever arising out of ordinary negligence which I, my heirs, my assigns or successors may have against them for, on account of, or by reason of my participation in the above activities WITH RESPECT TO ANY AND ALL ILLNESS, DISABILITY, DEATH, or loss or damage to person or property in connection with the Activities, WHETHER ARISING FROM THE NEGLIGENCE OF RELEASEES OR OTHERWISE, to the fullest extent permitted by law. This document does not limit the applicability of any other document to which I am bound waiving or releasing FINS, and/or assuming the risks associated with my participation in the Activities. I, the participant, indicate my agreement to this hold harmless elective by providing my electronic signature. I, as parent/guardian, with legal responsibility for the participant I am enrolling into a FINS sponsored activity or event identified above, have read and explained the provisions in this document to my child/ward, including the risks of presence and participation in the Activities, and his/her personal responsibilities for adhering to guidelines adopted by FINS for protection against communicable diseases, and that such diseases may be contracted even if such guidelines are followed. Furthermore, my child/ward understands and accepts these risks and responsibilities. I for myself, my spouse, and child/ward do consent and agree to his/her release provided above for all the Releasees and myself, my spouse, and child/ward do hereby release and agree to indemnify and hold harmless the Releasees, for any and all liabilities or claims incident to my minor child’s/ward’s presence or participation in the Activities as provided above, EVEN IF ARISING FROM THE NEGLIGENCE OF THE RELEASEES, to the fullest extent provided by law. In addition, on behalf of myself, my spouse and my child/ward, I assume the risk of myself, my spouse, and my child/ward contracting communicable diseases at the Activities, and/or providing transportation to my child/ward. I HAVE CAREFULLY READ THE ABOVE INFECTIOUS DISEASES WAIVER AND RELEASE AND ASSUMPTIONS OF RISK AGREEMENT AND SIGN IT WITH FULL KNOWLEDGE OF ITS CONTENTS AND SIGNIFICANCE.

PLEASE READ CAREFULLY BEFORE SIGNING.THIS IS A RELEASE OF LIABILITY AND WAIVER OF CERTAIN LEGAL RIGHTS. I, the enrolled participant and/or the parent/guardian of the participant, agree and understand that swimming is a HAZARDOUS activity. I recognize that there are risks inherent in the sport of swimming, including but not limited to, paralyzing injuries and death. The participant hereby agrees to participate in the FINS Swimming program and hereby agrees to indemnify and hold harmless FINS Swimming, its coaches, officers, directors, agents and employees against any liability resulting from any injury that may occur to the participant while participating in FINS Swimming. The participant also agrees to indemnify FINS Swimming for any damages incurred arising from any claims, demand, action or cause of action by the participant. The participant authorizes any representative of FINS Swimming to have the participant treated in any medical emergency during their participation in FINS Swimming. Further, the participant and/or parent/guardian agrees to pay all costs associated with medical care and transportation for the participant. The participant authorizes for images of the participant, captured during the FINS Swimming Season through video, photo and digital camera, to be used solely for the purposes of FINS promotional material and publications, and waives any rights of compensation or ownership thereto. I HAVE CAREFULLY READ THE ABOVE LIABILITY RELEASE AND SIGN IT WITH FULL KNOWLEDGE OF ITS CONTENTS AND SIGNIFICANCE.

FINS will not offer a makeup options for a missed lesson by an individual under any circumstances. All lessons cancelled without 24-hour prior notice will be charged to the family in full. No exceptions will be made to this policy. I HAVE CAREFULLY READ THE ABOVE MAKE UP POLICY AND SIGN IT WITH FULL KNOWLEDGE OF ITS CONTENTS AND SIGNIFICANCE.

No Refunds will be provided regarding any registrations for “FINS” Programming. No exceptions will be made regarding the refund policy. In the occurrence of County, State, or Federally Government mandated regulations or restrictions being put in place during any “FINS programming”, causing a stoppage of FINS programming in any way, no refunds will be provided. This includes any refund or withdrawal requests due to a participants personal health or injury issues that may occur. I HAVE CAREFULLY READ THE ABOVE INFORMATION AND SIGN IT WITH FULL KNOWLEDGE OF ITS CONTENTS AND SIGNIFICANCE.

The FINS outdoor facility will remain operational and all scheduled practices will be held despite rain or colder temperatures. Heavy winds, thunder, lightning, and/or severe weather warnings may result in a facility closure. Power outages, facility mechanical/chemical issues may also result in a facility closure. The decision to close a facility will be made by the facility operator in accordance with Montgomery County public health and safety code. In the instance of a facility closure, your assigned FINS lessons coach will contact you via email. In the occurrence of a prolonged weather-related emergency or facility related issue that results in the closure of the FINS Outdoor facility for an extended period of time, causing a permanent stoppage of outdoor FINS programming – withdrawal requests will not be eligible for a refund of any kind. I HAVE CAREFULLY READ THE ABOVE INFORMATION AND SIGN IT WITH FULL KNOWLEDGE OF ITS CONTENTS AND SIGNIFICANCE.